Even with insurance, a medical emergency or chronic condition can cost Arizona families thousands of dollars out of pocket. The Protection from Predatory Debt Collection Act is a statewide ballot initiative that will limit how debt collectors can collect on a debt. It will limit garnishment to 10%, cap interest rates on medical debt at 3%, and increase the protected property values for your home, car, and other assets. No one should have to file for bankruptcy or end up homeless because of a medical emergency. Join Healthcare Rising for an online meeting by clicking here. To learn more about this organization, their work, and their 2022 ballot initiative, click here.  You can also click their logo on the community page of our website.